Elite Support Center
Answers to Your
Questions
Everything you need to know to navigate the CapitalReady universe. Full transparency for peaceful decisions.
Preparing Your Project
Just go to our interactive simulator. In a few clicks, select the desired amount, repayment term, and the purpose of your financing (Auto, Work, Personal, etc.). The result is displayed instantly.
Our financing solutions range from $1,000 to $5,000,000 for large-scale projects. This flexibility allows us to support small needs as well as massive investments.
We offer terms ranging from 12 to 120 months (10 years). For certain types of specialized or mortgage loans, this duration can be extended custom-made during the study of your file.
The rate depends on several criteria: the amount borrowed, the chosen duration, but also your overall financial profile. CapitalReady is committed to offering you rates among the most competitive in the Elite market.
Absolutely. You can adjust the sliders as many times as necessary on the simulation page or even during the amortization table to find the perfect balance.
Yes, our algorithm performs a real-time pre-analysis. A positive principle response is displayed as soon as your simulation is validated, subject to subsequent verification of your supporting documents.
Constituing Your File
For a standard file: a valid piece of identity, proof of address less than 3 months old, your last 3 bank statements and your last 3 pay slips.
The deposit is made directly via our secure request tunnel. Your files are encrypted upon sent and stored on highly protected servers with maximum banking security standards.
Yes. Although a CDI facilitates acceptance, we study the files of entrepreneurs, freelancers, artisans and self-employed professions with more than 2 years of stable activity.
You must be at least 18 years old at the time of signing the contract. There is no strict maximum age, but insurance may be required after age 75.
CapitalReady mainly supports residents of Canada and the USA. A bank account in a recognized establishment is necessary for the disbursement.
Once your file is pre-accepted, an Elite advisor calls you to validate the final technical details and meet your specific structuring needs.
Final Accord & Funds
After electronic signature of the contract and expiration of the legal withdrawal period, the funds are transferred instantly by Rapid Transfer (Interac / EFT). Allow 24 to 48 business hours depending on your banking establishment.
Yes, at any time. CapitalReady respects the Canadian regulations in effect: no early repayment fees will be charged for the majority of consumer credits.
None. All our fees (possible file fees or architectural expertise for pros) are included in your APR and clearly displayed from the simulation.
Just send your new bank details (RIB) to your dedicated advisor or via our contact form 15 days before your next installment for us to update.
In case of temporary difficulty, our Elite flexibility options allow postponing up to 2 monthly installments per year without affecting your credit score, after studying your situation.
Yes. We have extremely complete group insurance solutions covering death, disability and possibly job loss. This option is optional but recommended.
Security & Special Files
We use the AES-256 protocol (military level). CapitalReady is in full compliance with GDPR and we never sell your information to third parties.
Yes, we offer secure connection to your accounts for ultra-fast analysis without paper documents. This is the preferred option for our Elite members for an agreement in less than 10 minutes.
If your file is refused, it is securely archived for 6 months then permanently deleted, unless you request an immediate deletion.
Of course. Our "Professionals" division specifically treats cash flow needs, equipment investment and purchase of social shares with conditions adapted to balance sheets.
We group all your current credits into a single financing line with a unique and preferential rate, which often reduces your monthly installments by up to 60%.
It is a financing solution for complex files where a prestige real estate property serves as a guarantee. This allows obtaining very high amounts for any type of investment.
By WhatsApp for an immediate response, by email at contact@capitalreadys.com or by phone at +44 7414070869. Our advisors are at your full disposal.
A specific question?
Our Elite advisors are available via WhatsApp for personalized real-time support.